Builders, Developers, Investors..... Are you ready to BUILD your Empire?
Aren Terrien - Lead Loan Processor
Aren is a SMU graduate with a degree in Finance & Real Estate.
His ability to under write loan scenarios & communicate effectively with our Borrowers has allowed our Team to fund over $100 Million in 2025.
Our combined experience with Construction & Finance allows EDS to relate with our Borrowers. Therefore, becoming a "SOLUTION" to your financing needs.
Loan Highlights
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Nation wide lending
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Non - Owner Occupied
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Single Family / Townhomes / Condos
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Spec Homes
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Land, horizontal, vertical
Ground up Construction
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$100,000 minimum loan amount
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Up to 90 - 95% LTC / 75% LTARV
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12 - 36 month term
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2.5 - 5.5% Lender Fee
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10.5 - 13% interest rate
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Interest only monthly payment on amount drawn
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620 minimum credit
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No prepayment penalty
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2 day turn around on draws
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Experience Options:
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1 completed ground up project
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No Experience : Partner with an experienced Builder
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Fix N Flip
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1 - 4 units
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$75,000 - $4,000,000 loan amount
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Up to 90% Acquisition LTV
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Up to 100% Renovation budget
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12 - 24 month term
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2.5 - 3% Lender Fee
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10.5 - 12% interest rate
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Interest only on monthly payment on amount drawn
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No previous experience required
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660 minimum credit
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No prepayment penalty
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2 day turn around on draw request
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Advanced rehab draws for experienced Borrowers
DSCR
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1 - 4 units
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$75,000 - $2,000,000 loan amount
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Up to 90% Acquisition LTV
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Up to 100% Renovation budget
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.75x minimum dscr
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2.5 - 3% Lender Fee
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660 minimum credit
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Up to 75% cashout available on unleased/vacant properties
Bridge Loan
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1 - 4 units
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$75,000 - $4,000,000 loan amount
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Up to 80% LTV
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6 - 24 months
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2.5 - 5.5% Lender Fee
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660 minimum credit